Life Coverage
What is it?
Life Insurance
Help protect your loved ones — now and in the future
Not all life insurance is the same. Learn more about the types of insurance available before you pick which is best for you.
A life insurance policy is a contract with an insurance company. In exchange for a systematic payment or premium payments, the insurance company provides an amount, known as a death benefit, to beneficiaries upon the insured's death.
How much coverage you may purchase mostly depends on where you are in life and how many people depend on the income you earn. In general, the younger you are, the more coverage you’ll need to compensate for the years of potential wage-earning ahead of you. And the more people depend on you, the more coverage you’ll want to meet all their needs in the event of your untimely death.
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